Instant Merchant Account
$195
- Fast Application & Setup
- Accept Payments From Any Country
- Recurring Billing Available
- Connected to Your Store or Website
- International Transactions Supported
- No Monthly Fees
- Expert Support Included
Miami, Florida USA
Serving clients in 50+ countries worldwide
70+ Years
Combined Experience
WHAT IS A MERCHANT ACCOUNT AND WHY DO YOU NEED ONE?
If you are running a business online and your customers cannot pay you by card, you are losing money every single day. A merchant account is a special type of business account that allows your business to accept payments from customers online through credit cards, debit cards, and other payment methods.
Without a proper merchant account setup your customers have no way to pay you professionally. They cannot use their card on your website. International customers cannot send you money easily. And every time a customer tries to pay and fails, that is a lost sale you will never get back.
USA Investments sets up your complete merchant account so your business can start accepting payments from customers anywhere in the world. We handle the entire process from application to activation, and we stay with you until everything is working and your first payment goes through successfully.
WHY MOST BUSINESSES OUTSIDE THE US CANNOT GET APPROVED
If you are running a business from Pakistan, India, UAE, Bangladesh, Nigeria, or any other country outside the United States, you already know how difficult it is to get approved by major payment processors. Here is why most businesses get rejected:
No US Company ?
Don’t have a US company yet? No problem. We can file your Florida LLC or Corporation for you. Click here to place your order for US Company Formation first and then come back to set up your merchant account.
No Processing History
Location Restrictions
No US Bank Account
Payment processors need a US bank account to deposit your funds. Without a US bank account there is nowhere for your money to go, and the application gets rejected.
USA Investments solves every single one of these problems.
HOW WE SOLVE THE PROBLEM
We set up your merchant account the right way, under a proper US business structure with everything payment processors need to approve your application:
- Your business is registered as a real US company in Florida
- Your EIN Federal Tax ID is obtained from the IRS
- Your US physical address in Miami Florida is provided
- Your merchant account application is prepared and submitted by our experienced team
- Your account is connected to your website or store
- Everything is tested before we hand it over to you
When everything is set up correctly payment processors approve the application, and your business can start accepting payments from customers anywhere in the world.
WHO IS THIS SERVICE FOR?
eCommerce Store Owners
If you run an online store on Shopify, WooCommerce, or any other platform and want to accept card payments from customers worldwide, we get your store fully ready to process payments from day one. No more losing customers at checkout because your payment system is not working.
Freelancers and Agencies
If you are a freelancer or run a digital agency and your international clients cannot pay you easily, we set up your payment processing so you can invoice and receive payments from clients in the US, UK, UAE, Canada, and anywhere else in the world.
SaaS and Digital Product Businesses
If you sell software, digital downloads, subscriptions, or any digital product, you need a proper payment processing setup. We handle everything so your customers can subscribe and pay with ease from any country.
Import and Export Businesses
If you run an import or export business and need to receive payments from international buyers, our service sets you up with a professional payment processing system that handles international transactions smoothly.
Coaching and Consulting Businesses
If you offer coaching, consulting, or training services and want to charge your clients online through a professional payment system, this service is perfect for you. Charge by the session, by the month, or set up recurring billing for ongoing clients.
Dropshipping Businesses
If you run a dropshipping store and need to accept payments from customers while your store is hosted on Shopify or WooCommerce, we connect your payment processing directly to your store and get you ready to sell.
Amazon and Marketplace Sellers
If you sell on Amazon or other marketplaces and need a proper US payment setup to manage your business finances, we help you establish the right structure to receive and manage your earnings professionally.
New Businesses and Startups
You do not need years of business history or previous processing history to use our service. We work with brand new businesses and help them get their payment processing set up from scratch.
WHAT IS INCLUDED IN YOUR $195 SETUP
Complete Merchant Account Setup
Full account created, configured, and activated for your business from start to finish. We handle all the technical requirements and paperwork involved in the process.
Connected to Your Website or Store
We integrate your merchant account directly into your existing website, eCommerce store, or any platform you are using. Your customers will be able to check out and pay without leaving your website.
International Payments Enabled
Your merchant account is configured to accept payments from customers in any country in the world. No geographic restrictions on who can pay you.
Recurring Billing Setup
If you run a subscription based business, monthly memberships, retainer clients, SaaS subscriptions, we configure recurring billing so your customers are charged automatically on your schedule.
Same Day Approval Process Initiated
We initiate your merchant account approval process on the same day you place your order. No waiting around. We move fast because your business cannot afford to wait.
No Processing History Required
We work with businesses that have never processed a single payment before. Our experience means we know how to present your business application in a way that maximizes approval chances.
Full Support Throughout the Entire Setup
Our team is with you every step of the way from the moment you place your order until your first payment goes through successfully. We do not disappear after you pay.
Post Setup Live Chat Support
After your setup is complete our team is available through the website live chat at usainvestments.com for any questions, issues, or guidance you need going forward.
HOW THE PROCESS WORKS — STEP BY STEP
Place Your Order
Complete the checkout on this page and provide your basic business information including your business name, business type, website URL, country, and expected monthly volume. The entire order process takes less than 5 minutes.
Our Team Reviews Your Information
Once we receive your order our team reviews your business information and prepares your merchant account application. We may contact you through our website live chat if we need any additional details or documents.
Application Prepared and Submitted
Our experienced team prepares your merchant account application using the correct information and documentation that maximizes your chances of approval. We submit the application on your behalf and handle all communication with the processor.
Approval Received
Once your application is approved we notify you immediately. Our team then moves to the activation and integration phase without any delay.
Account Activated and Integrated
We activate your merchant account and connect it directly to your website or store. We configure all the necessary settings, international payments, recurring billing, currency settings, based on your specific business requirements.
Testing and Handover
We run test transactions to make sure everything is working correctly before we hand it over to you. You will see a successful test payment go through before we consider your setup complete.
You Start Receiving Payments
THE DIFFERENCE BETWEEN A MERCHANT ACCOUNT AND OTHER PAYMENT SOLUTIONS
When registering your US company in Florida you have two main options, an LLC or a Corporation. Here is the difference:
Personal PayPal, Not a Business Solution
Personal PayPal accounts are frequently limited or banned for receiving business payments. They are not designed for regular business transactions and PayPal can freeze your funds without warning.
Bank Transfer, Not Customer Friendly
Asking customers to do a manual bank transfer is inconvenient and unprofessional. Most customers will not go through the hassle of a bank transfer when they want to make a purchase, they expect to pay by card.
Cryptocurrency, Limited Audience
Only a small percentage of customers own and use cryptocurrency. Accepting only crypto severely limits your potential customer base.
A Proper Merchant Account, The Professional Standard
A real merchant account allows your customers to pay by credit card or debit card directly on your website, the way every professional business accepts payments. It is fast, trusted, and works for customers in every country.
IMPORTANT INFORMATION ABOUT FEES
Our $195 fee is a one time setup fee paid to USA Investments for the complete merchant account setup service.
This is separate from the standard transaction fees that the payment processor charges on each payment your customers make, which are industry standard fees charged by the processor directly and not by USA Investments.
There are no monthly fees from USA Investments after your setup is complete. You pay once and your merchant account is yours to use for as long as you maintain your business in good standing.
WHY USA INVESTMENTS
With over 70 years of combined experience in the US business and financial services industry our team knows exactly how to get your merchant account set up correctly the first time.
We have helped thousands of businesses from Pakistan, India, UAE, Bangladesh, Nigeria, the UK, Canada, and many other countries get their payment processing working, so their customers can pay them and the money actually arrives.
We are not a form filling service. We are a team with decades of experience inside the US financial system who know exactly what payment processors look for, and how to present your business in a way that gets approved.
No guesswork. No trial and error. Just results.
We've grown with the digital revolution Frequently Asked Questions
Everything you need to know about our merchant account setup service. If you have a question that is not answered here please use the live chat on our website and our team will respond within 24 hours.
- What exactly do you set up for me?We set up a fully working merchant account for your business. This means your customers can visit your website or store and pay you online by credit or debit card, and the money actually reaches your business account. We handle the entire setup process from start to finish.
- Do I need a US company to get a merchant account?Yes. To set up a proper merchant account your business needs to be registered in the United States. If you do not have a US company yet we can help you with that through our US Company Formation service. We recommend getting your company registered first and then setting up the merchant account.
- Do I need any previous processing history?No. Our service does not require any previous payment processing history. We work with brand new businesses that have never processed a single payment before.
- Which countries can my customers pay from?Your customers can pay from any country in the world. Our setup supports international transactions so it does not matter where your customer is located — they can pay you and you will receive the funds.
- How long does the setup take?The setup process begins immediately after you place your order and we receive your business information. Most setups are completed within 1 to 3 business days depending on the processor approval time.
- Will it connect to my existing website or store?Yes. We connect your merchant account directly to your existing website, eCommerce store, Shopify, WooCommerce, or any platform you are using. Your customers will be able to check out and pay without leaving your website.
- Can I set up recurring billing for subscriptions?Yes. Recurring billing is supported and we configure it as part of your setup if your business requires it. This is perfect for SaaS businesses, membership sites, retainer clients, and any other subscription model.
- Are there any monthly fees after the setup?No monthly fees from USA Investments. Our service is a one time setup fee of $195. Standard transaction fees from the payment processor apply on each payment your customers make — these are industry standard fees charged by the processor directly.
- What if my application is rejected by the payment processor?Our team has extensive experience in preparing merchant account applications. We know what processors look for and how to present your business to maximize approval chances. If there is an issue we will work with you to find the best solution.
- What business information do I need to provide?You need to provide your business name, business type, website URL, country, and your expected monthly transaction volume. Our team will contact you if we need any additional documents or information.
- Can I accept payments if I do not have a website yet?A website or online store is generally required by payment processors. If you do not have a website yet please contact us through the live chat and we will discuss your options.
- How do I get support after the setup is complete?You can reach our team through the website live chat at usainvestments.com at any time. We are here to help you with any questions or issues after your setup is complete.
